Cherokee Creek Fire Department   

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ISO Classification / Rating Change

Posted by cherokee.creek on September 9, 2015 at 3:40 PM

ISO Classification Change



September 9, 2015


The Cherokee Creek Fire Department is proud to announce that effective December 1, 2015 our department has been awarded a Class 5 rating by the Insurance Services Office (ISO), an organization that independently evaluates municipal fire protection efforts in communities throughout the United States. ISO analyzes the data using its Fire Protection Rating Schedule and then assigns a rating number. ISO evaluates several different aspects of the fire service including the area or counties E-911 systems capabilities, the fire department including response times, personnel, training, among various other things, and finally the water capabilities of the area. This rating is considerably better than our previous split classification of 6/9.

The program provides an objective nationwide standard that helps fire departments in planning and budgeting for facilities, equipment and training and provides a tool for insurance companies to measure the expected performance and capabilities of the areas fire response forces. Insurance companies use rating information to help establish fair premiums for fire insurance, generally offering lower premiums to communities with better protection.

"We are particularly proud of this rating because it will positively impact all of our residents and taxpayers. Under the previous classification of 6/9, any property located within 5 road miles of a Cherokee Creek Fire Station and within 1 mile of a fire hydrant received the lower rating of 6. Any property located more than 1 mile from a fire hydrant received the higher rating of 9. Through diligence, hard work, and training of all of our volunteers, we were able to obtain a "straight rating" allowing all residents and businesses to benefit regardless of their proximity to a fire hydrant."

We urge all residents and business owners, in December when this rating takes effect, to contact your insurance company or prospective insurance company to see if this new rating will affect your premiums. If you have any questions please contact Assistant Fire Chief Billy Bishop at 864-489-0172 or by email


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